Advanced financial tools used by large enterprises are now available for entrepreneurs

Open account

Up to 3% cashback on all purchases with a FINOM card!

  • Get a free Visa Debit card from FINOM

  • Up to 3%

    Depending on your plan, receive 2% or 3% cashback on all card purchases

    Promo terms

  • Easily earn more than you pay for the service!

Open account and enjoy all advantages of Finom smart financial instruments

  • Banking business account

    • German IBAN
    • Web & App
  • Reconciliation

    • Auto connection of invoices with banking payments
  • Cards

    • Free plastic and virtual cards
    • The highest 3% Cashback on the market
  • Customer support

    • Support reaction less than 5 mins
    • 5 star rating from 92% of our customers
  • Invoicing

    • Automatic payment reminders to your customer
    • 60 secs to create an invoice and send it to the client with: email, facebook, whats app
    • Link inside the invoice allows you to pay in just one click
  • Accounting

    • Full or limited safe access for your accountant
    • Integrations with Lexoffice, DATEV Online, sevDesk, FastBill, Sorted and more

Experience key benefits, relevant
to your business

  • For freelancer or self-starter

    • € 0 tariff plan
    • All the necessary online banking functions
    • Free cards
    • Cashback up to 3% for all expenses
    • Simple invoicing
  • For business with employees

    • Safe access for employees and accountant
    • Reconciliation
    • Money collection tools
    • Analytic data reports
    • Accounting software integrations
  • If company is under registration

    • Credit your account with authorised funds
    • Get statements
    • Complete registration of your legal entity GmbH i.G, or UG i.G.

Free virtual and physical cards with up to 3% cashback

  • Issue and block virtual cards within one minute

  • Customise card limits for different employees

  • Our virtual card service is free of charge

  • Easily pay anywhere with

Open account

our general partner in Germany

Safely provide business account access to your team members or accountant

Save time with automation and smart features

  • Connect your business or personal bank account to FINOM

  • See all your transactions in FINOM dashboard

  • Easily connect invoices with incoming payments

Open account

Track your current and future cash flow using the new smart dashboard

Search, categorise, and filter all your data:

  • By type(logistics, marketing, staff, a specific project, etс.)
  • By any period
  • For specific client or supplier

Stop overpaying banks

Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans

Invoicing only
All-in-one
Invoicing Solo
Invoicing Start
Solo
Start
Premium
Corporate
Pay annuallyPay monthly

 

 

Maximum users

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

Invoicing Solo

€ 0

Maximum users

1

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

Invoicing Start

€ 4.99
€ 6.99

/month (excl. VAT) you save € 24

Maximum users

3

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

 

 

Cashback

ATM withdrawal limits

Maximum users

Total wallets (Accounts)

Plastic cards included

Virtual cards included

In/Out SEPA transfers

Included in plan

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Solo

€ 0

Cashback

0%

ATM withdrawal limits

€ 500

Maximum users

1

Total wallets (Accounts)

1

Plastic cards included

1

Virtual cards included

1

In/Out SEPA transfers

50

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Premium

€ 18
€ 22

/month (excl. VAT) you save € 48

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 5,000

Maximum users

5

Total wallets (Accounts)

3

Plastic cards included

5

Virtual cards included

5

In/Out SEPA transfers

200

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Corporate

€ 69
€ 89

/month (excl. VAT) you save € 240

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 10,000

Maximum users

Total wallets (Accounts)

4

Plastic cards included

Virtual cards included

In/Out SEPA transfers

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

What you get with FINOM

  • Automatic reconciliation of invoices and receipts
  • Secure cloud storage
  • Payment auto-reminders for customers
  • Accountant access
  • Free iPhone and Android Apps
  • Smart filters and reports
  • Free high-speed support

*The offer is limited in time and subject to terms and conditions

All banking services are offered by

Free withdrawals up to € 10,000
per month from any ATM in Europe

Open account

Get fast and professional premium support from our Customer Care team!

  • Response time less than 1 minute using our in app WhatsApp or Chat
  • Dedicated phone or video support at a time that suits you
  • Request a product demo from one of our specialists
  • Interactive Help Centre available 24 hours
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